Assisting enterprise on cryptographic blueprint and execution
PKI Subject Matter Experts
Assisting enterprise on cryptographic blueprint and execution
Enterprise Focused
NeoPKI is a group of Industry leaders that work directly for the enterprise. We consult on best practice and industry change. We help enterprise gain value from the poducts they have and advise on future purchasing. We assist in mapping cryptographic visibility, certificate automation and model quantum-safe architectures.
NeoPKI is also a leading voice in X9 Federated PKI. We tackel complex industry problems with pro-active long-term solutions.
X9 PKI - Federated Trust
ASC X9 Federated Root of Trust (X9 PKI)
Advancing Mutual TLS with a Unified and Audited Trust Model
Overview
The Accredited Standards Committee X9 (ASC X9) has established a Federated Root of Trust (X9 PKI) to modernize how organizations authenticate systems and secure communications. Traditionally, mutual TLS (mTLS) has relied on fragmented private PKI deployments or public certificate authorities (CAs) that were never designed for inter-enterprise authentication. X9’s initiative introduces a federated, audited, and standards-based trust infrastructure designed to unify and strengthen digital trust across financial, commercial, and regulated sectors.
The first deployment focus of the X9 PKI is to address clientAUTH deprecation in Public TLS certificates with a purpose-built trust fabric supporting verified organization identity, interoperability, and regulatory assurance. This model enables verified participants to exchange credentials and validate each other’s identities under a common policy framework rather than under fragmented private hierarchies.
Benefits of a Federated Root of Trust:
1. Unified Trust Policy and Interoperability
Private PKIs are inherently siloed. Each enterprise defines its own certificate policies, issuance standards, and trust anchors. As a result, mTLS between entities requires complex bilateral cross-signing, custom trust stores, or API gateway exceptions.
The federated X9 PKI replaces this patchwork with a single root of trust and standardized certificate profiles governed by X9 policy. All participants inherit a consistent trust baseline—simplifying inter-organization mTLS, reducing integration friction, and enabling plug-and-play credential validation across institutions and vendors.
2. Verified Organizational Identity
Private PKIs often authenticate internal systems, but they rarely provide external assurance of who operates a given endpoint. X9’s PKI introduces vetted organizational certificates that bind cryptographic identity to a legally registered entity, verified under rigorous X9 and WebTrust processes.
This guarantees that an mTLS connection not only secures a channel but also confirms the institutional identity at the other end—closing a long-standing trust gap in inter-enterprise APIs and financial data exchange.
3. Reduced Duplication and Lifecycle Complexity
Each enterprise PKI must maintain its own CA hierarchy, hardware security modules (HSMs), audit processes, certificate lifecycle tools, and trust distribution. The result is costly duplication and operational inconsistency.
A federated root centralizes these baseline functions, allowing participants to issue and manage subordinate credentials under consistent, audited rules. Organizations inherit X9’s established trust fabric—achieving desired ease of interoperability and trust.
4. Compliance and Audit Alignment
Financial and regulated industries require demonstrable assurance of cryptographic and procedural integrity. In fragmented environments, proving compliance (e.g., SOC 2, PCI DSS, NIST 800-63, or FFIEC expectations) across multiple private PKIs is burdensome.
The X9 PKI is WebTrust-audited, aligning with the same assurance framework used by global public CAs. This delivers a recognized, independently verified compliance foundation, reducing redundant audits and simplifying risk assessments for participants.
5. Operational Efficiency and Risk Reduction
Inconsistent PKI practices expose enterprises to certificate expirations, mis-issued credentials, and incompatible certificate formats. X9’s standardized policies reduce these risks by enforcing uniform cryptographic strength, naming conventions, and revocation mechanisms.
A federated model also improves incident response: if a key compromise occurs, revocation is instantly recognized across the entire federation—something fragmented PKIs cannot achieve efficiently.
6. Foundation for Future Cryptographic Agility
As post-quantum cryptography (PQC) becomes necessary, fragmented PKIs will struggle to transition consistently. X9’s federated governance allows for coordinated root and subordinate re-issuance, hybrid certificate profiles, and federated trust updates—ensuring synchronized migration across industries.